No offense please but this is total Bull Sheet bad english fake lender all the way.. deals dont happen this way.. 

For the person that said historical patterns are the best way to predict future patterns is a load of hot garbage, no offense to the person just the point is used a ton here and it's just absolute garbage.

It's a federal offense.

Checking ‘no’ on question 11(e) on the Form 4473 would be a lie if you use marijuana, which is a federal offense.

But.. this is a code violation not a criminal offense, the fine must match comparable code violations or it likely won’t hold up in court if challenged.

No offense whether your an Aussie or American.

Do you know all of the Landlord Tenant Laws in your area, are you familiar with the Fair Housing Laws, last I heard a first offense has a fine of $16,000.

Barking for hours when no one is home would be a nuisance issue, and subject the tenant to possible removal of the animal or tenant vacating...again after a "reasonable" accommodation with regard to timeline for such removal.We also require a current Veterinarian's report on health and vaccination status; animal must be spayed or neutered to reduce aggressive behavior unless Veterinarian recommends against; offensive odors must not emanate from the residence and proper sanitation must be maintained within the unit.

A current tenant has a trial coming up for some past offenses.

It’s important to remember that committing mortgage fraud is a serious offense, with significant penalties.