I also want to combine it to one $150k  30 year fixed loan instead of having two separate  $100k and $50k loans what options do I have can anyone help.I don't want to use my own money.

My markup is always lower than the original lender's because I don't spend money advertising during the Super Bowl, my president doesn't have a corporate jet, and we don't have layers of management we need to pay.

Are they still collecting rent and taking money that way, or are they billing you? 

Leverage your construction expertise to accurately estimate rehab costs and streamline renovations, and focus on financing strategies like hard money or private loans for your BRRRR deals.

Do you want to raise more money faster?

Rhino makes money from the premiums paid.

Quote from @Dan Mcguire: One reason not to invest, is not to lose money.

Plus with rising inflation investors are going to want to park their money in hard assets since historically it's generally a good hedge against inflation.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

I did save some money to have as back up.