My partner and I pay close attention to the currency exchange. 

Hi Jay,I'm also Australian (currently living & working in Vancouver, Canada) and just had some thoughts on your post - If transferring any money over to US currency, for your investment deposit or to pay for ongoing operational or capital expenditure expenses for example, you may need to consider the exchange rate as the US currency is significantly stronger than the Australian dollar at the moment.

The problem is the curriculum never taught what money is, the history, practical application, and how the flow of money (currency) & regulation of the financial system can be used to manipulate the value of assets causing more violent boom/bust cycles than if it was left to a more lassez faire type market.

A short lesson in economic history:  The US dollar is the de facto world currency and has been basically since WW2.  

I've been trading currencies and investing in stock options since I was 14 years old.

The statutory definition of securities is as follows:The term “security” means any note, stock, treasury stock, security future, security-based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit-sharing agreement, collateral-trust certificate, preorganization certificate or subscription, transferable share, investment contract, voting-trust certificate, certificate of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any put, call, straddle, option, or privilege on any security, certificate of deposit, or group or index of securities (including any interest therein or based on the value thereof), or any put, call, straddle, option, or privilege entered into on a national securities exchange relating to foreign currency, or, in general, any interest or instrument commonly known as a “security”, or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.

@Nathan Asher Robson I would look into currency hedging products.

I just don't want to finance a house and for ex (between note, insurance, property tax, etc cost 500 a month and only be able to rent the home for 550-600 a month.)

MOUSE HACKER CRYPTO CURRENCY RECOVERY SERVICESMOUSE HACKER are crypto investment scam recovery.

For ex) a $100k initial investment.