secondly, having done some research online i noticed the following, but am not sure what it actually means. this is what i found:::Real Property Assessed Value::Fiscal Year: ------------------------2008-09 ----- 2009-10Land: -----------------------------------35,000 ------- 10,500Improvements: ----------------------10,541 ------- 10,790Personal Property: ----------------------- 0 --------------- 0Exempt: ---------------------------------------0 --------------- 0Gross Assessed (Subtotal) --- 45,541 ------- 21,290Taxable Land+Imp (Subtotal) -130,117 ------ 60,829Common Element Allocation -----------0 -------------- 0Total Assessed Value ------------ 45,541 ------ 21,290Total Taxable Value ---------------130,117 ----- 60,829does this mean that the property value is going to drop to $60,829 and thus if the property was purchased in 2009 it would not be able to sell for the $132k estimated current market value?

If there is heat element in common areas, that common area would be associated with that respective unit's utilities.  

It is essential element to properly vetting a market and team or team members in my view.

Sure.The bottom line, I suppose, is that many times there are some elements of truth in a projected pro-forma, some elements of truth in a T-12, and your job is to figure out what your "relative" truth is for the property.   

At the end of the day I can't live in my stocks if I need protection from the elements. ;-) I guess I can't rent stocks either.

A thermostat, 2 elements and tank.

Working from home also has the impact of less stress, as commuting is less and as a result of this, you have environmental benefits from lower vehicle emissions.For college students I think it maybe a bit more difficult as their interactions and relations fostered in college has a significant impact on their future.

My agent is a nice lady, but I feel like she was out of her element with this, and my bank who I went through for really screwed the pooch, too (but that's a completely different story).When investing in real-estate, do so from a position of financial strength. 

Pex IS NOT a substitute for insulation/heat tracing in cold climates, in areas where plumbing is exposed to the elements.

It is a long heating element that gets wrapped around the pipe.