The endorsements can be easily faked. 

That said, the IRS can (and does) challenge even the most non-controversial positions.If you were my client, I would have endorsed your partial exclusion.

No nonsense coverage and they are very familiar with landlords.I'm sure prices will fluctuate wildly based on where your property is located, property age, the deductable you choose, amount of liability, and other endorsements (loss of rent, personal property coverage, etc) but for a 3-family in NE Ohio with $150K ACV the premium is about $980/year.

On the other hand, Travelers provides nationwide coverage, a solid financial reputation, and a broad range of options, including specialized STR endorsements.

You don't need an MBA, but you do need to learn really how the business world operates, it's not how most people think, at least on here.Then pick your industry, here, you have chosen RE.Basic knowledge is dry, unexciting, when you read it it's hard to see where the money is or how in the world does knowing that a legal description "closes" or what a certain deed of conveyance does to make you money.The reason most have problems trying to follow some guru path to wealth is because they don't understand the foundation that the strategy is built on.In basic business law you'll learn what an endorsement is, what an assignment is and the different types of contracts there are (not talking RE contracts I'm speaking of unilateral and bi-lateral contracts).

The expensive part of title would be the owner's premium and any endorsements.

That said, be aware of any limiting endorsements.

Some Homeowners Insurance companies offer an endorsement for Equipment Breakdown.  

I actually have an endorsement for Robyn...I've only spent $69 on "guru" courses/seminars in this business, and that consisted of a half-day presentation she in Atlanta back in 2008.

I am getting my brokers endorsement for this... its a 5 day course and then you have the credentials that investors look for when they are trying to find US brokers to work with.And yes buyers will go around you we all know that!!