:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hi @John Daniels - the mortgage company I work for, Assurance Financial, is based out of Baton Rouge and we have offices throughout Louisiana.

Can you suggest an insurance company and contacts for our rental houses?

Are you using a property management company or managing the property yourself?

The only logical way a company would know their average tenant stay, is by running a report.

I found my self with a million dollar startup with no money and realized my success was contingent on companies hiring me or people investing in me.

I have been working with the title company who wants me to changes this to purchase the property and put my name as the manager. 

One of my tenant works for an Industrial company in the area.

We don't allow hard money lenders, only the sponsors (real estate attorney, title company, and my lender) and they don't pitch either.

I represent a company that packages RTO opportunities mostly in central Canada.