I'm not sure anything is going to change there anytime soon unless you want to share your common space with guests and go that route, as Airbnb traditionally started as.

Pretty common strategy as I understand.Does anyone know if I'll have to quit claim it back to my personal name in order to obtain a HEL?  

Personally, I'd pay with cash or utilize hard money and obviously the market in Memphis is very different than in Phoenix, but I don't think there's any way investors could get something for that much out of pocket down here haha.

It may be common for a home of that age to have a failed sewer lateral, but that doesn't mean you have to accept it.

Is it legal in Oneida County in Upstate NY to charge tenants a flat rate for utilities?

Here is one of my posts that will provide answer to the most commonly asked questions.

Hey Dave, I have not found it common among the accounting firm owners I know to take on clients who just need one-off review on part of the tax return.

There is no law, it's just common sense.

Normal utility access and road access.  

Background checks revealing failure-to-pays or past evictions have become more common, and you're not alone in seeing this trend in Baltimore County.One major reason for the deterioration in tenant quality could be the backlog in processing housing assistance applications and increased financial strain caused by COVID-19.