I was told by an agent that I needed proof of funds before I could submit it

In some states, you can actually put a contract down and provide proof of funds to extend the auction date.

1) Have them get a liability policy with the landlord as additional insured and proof of coverage, and proof that the dog is covered. 

Very tenant proof and it looks good! 

Rather, I might have to bite the bullet and put the 20% down and get a property manager.

Should I bite the bullet and pay down the house and get 100% cash flow in about 5 years with early payments or should I refiance to a 30 get instant cash flow and save up for a second home?

Or should I just bite the bullet and sell the home now?

I had one guy tell me the last second that one of the properties he had for sale had a title company set up already and was looking for proof of funding so i stepped off it, i seem to run into this issue lately no matter what area it is, i'm looking to Wholesale in the Central, South Jersey and Philadelphia Areas, so any Thoughts, or Clarity from anybody who has ran into this issue too or am i not doing things the right way??

My mortgage lender (not a bank) has used every property I’ve bought as income immediately following purchase when I send them the lease and proof of security deposit.

My experience:  (1) The life expectancy of carpet in a rent house could be a short as 6 months or 1 year, (2) in an attempt to harden and tenant proof my rent houses, I use a lot of vinyl and wood laminate plank, (3) Vinyl or wood plank lasts much, much longer than carpet and (4) the prices quoted to you for vinyl or wood planking in the Houston area seems ridiculously high for a standard size (square foot) duplex.