EM is a static measurement and does NOT account for the time value of money in the measurement.

It wasn't that the pipe broke, but it didn't hold up to the buyers static test.

Do not buy anywhere if the state or metro populations are static or decreasing.

I think it's time to brush up on these with the direction of the economy. 

I know up north of the SF bay there used to be control burns in the areas of heavy chaparral and brush areas.. 

Randy You brushed some broad strokes there.

Now would be a good time to brush up on Utah’s agency laws. 

If you're fairly new to the investing game, I recommend going to some real estate meetups (not NYU events because those may be too high level for what you're trying to do) to brush shoulders with lenders, attorneys, brokers, etc. - all of these people will have access to deals offhand that you should be trying to get into. 

Hi Niehsa,DTI (debt to income) is not static and the way one lender reviews your DTI is not the same as another so its important to get a potential second set of eyes on where your DTI is now, how to improve it by either lowering expenses or adding more income or recalculation or figuring our how to structure more income to be viewed by the underwriter in order to get your goals achieved.The question I see above is, what is your DTI currently?

This works OK for relatively static and simple investments like a private placement or crowdfund, but can become rather cumbersome and expensive with a more time sensitive and transaction intensive asset such as tax liens or rental property.