And as for the insurance companies bleeding the public dry....they are free to do so.

That doesn't mean that you must have any of your own cash in the property, but it does mean that you'll have to leave equity in the property unless you want it to bleed cash.Mike

If they fixed the bleed, it would be growing a higher rate.

And with a relatively hot RE market nationwide, even though all RE is local I think you're seeing a lot of bleed-over as investors who cannot find anything local pour money into other markets.2.

It isn't $35k for $35k of equity.If I refinance the $35k leaving only 20% (7,000) of my original money in the deal, then my CoC seems to be 33%.Is my foot still bleeding?

And while living in downtown LA or San Francisco in a cramped apartment with 5 roommates is cool when you’re young and single swiping on Tinder, there’s one situation where it’s certainly not cool at all…When you’re pregnant.I noticed this trend back in California when I had several clients back to back that were all late twenties / early thirties with either a bun in the oven or a baby already here and they were looking to escape the high prices of the Bay Area and move into more affordable markets like Sacramento and Stockton in California’s Central Valley.Just take a look at Phoenix’s population pyramid to notice how it swells right in the sweet spot of people about to have their first kid and want to buy their first home shortly afterwards:And not only do you have the millennials here in the Phoenix Metro Area, you also have them moving from Los Angeles and greater southern California:https://la.curbed.com/2016/5/23/11753840/los-angeles-migrationAnd can you blame them?

. :)  oh I swell up thinking about it.So for all those kids out there in their early 30s late 20's especially if you have 100 or 200k in a roth.. man I would be buying a timber tract and when your my age early 6o's it will come into production value will be in the millions and it will be all tax FREE.... but maybe I need to do a pod cast on that subject... but its not rental houses so I doubt many will do it.I did have one bp member buy me lunch last fall who hit a nice one up in WA his logs paid for his dirt and he made a BIG hit.. you would need to own 20 rentals for 10 years plus to make what he did on that one job.. all in less than a years time.

After owning them about 5 years he realized that his units were not rent able anymore in the condition they were in and he was bleeding capex and had half year vacancies. 

So if you're worried about tenants not paying, damaging, cost of eviction/repossession then just take the loss right now and you don't have the hassle.You're on the wrong side of the loss curve to wait out property value vs. negative cash flow bleeding my friend. 

This is why rational players in the B&H space would rather sell and cut their losses rather than bleed to death.