-Ian

I thought I'd share this information from Black Knight Financial:December 22, 2022 Data & AnalyticsPrepayment activity in November dropped 15.6% to a single month mortality (SMM) rate of 0.40% – once again marking the lowest rate on record since before 2000 when Black Knight started reporting the metricThe national delinquency rate rose another 3.5% in November to 3.01%, up 10 basis points since October, driven by a 31K (+3.9%) increase in 30-day delinquencies and a 25K (+11%) rise in 60-day delinquenciesThe delinquency rate in Florida rose another 18 basis points in the month to 3.60% as the impact of Hurricane Ian on homeowners’ ability to make mortgage payments continuesImprovement among seriously past-due loans continues to stagnate, with the population of 90-day delinquencies ticking down -0.2% from the month priorForeclosure starts rose again (+19%) on the heels of October’s increase, but the month’s 23.4K starts are still below the recent high seen in June 2022 and remain 30% below pre-pandemic levelsForeclosure was started on 4.3% of serious delinquencies in November, up 7 basis points from October but still 44% less than the rate seen in the years leading up to the pandemicActive foreclosure inventory rose 5.3%, though 2022 volumes remain subdued after the record lows of 2021 due to widespread moratoriums and forbearance protections

FL duplex was not impacted by Ian (lucky!)

Hi Ian, Did you ever find a work-order software for maintenance request?

- Make sure you buy the insurance and Hurricane insurance; we were one city over from hurricane Ian!

@Ian JoelsWelcome to BP

Thanks @Ian Halter!

@Ian Bennett  What kind of property are you interested in purchasing?

I'm in the @Ian Ippolito camp.

Hi Ian, Yes, be careful with the Chicago Land Lord Tenant Ordinance.