I'll resume this posting if I am able to purchase the house.

You’re going to be hard pressed to find a legitimate, reputable hard money lender that’s not going to require at least 10% down of purchase price, if not purchase price + rehab, especially with no experience on your resume.

So perhaps living in a multi-family might be a better place for having short-term rentals. and as some have said, perhaps getting a commercial house or multi-family might also have some protection as it may already be resume for hospitality posted by @David M Trapani:Personal philosophy - Research local STR ordinances.

When it comes to hard money, loans and Bridge loans, it really all depends on the borrowers, résumé and experience typically if you can verify that you have been a part of or completed 3-5 or more renovation projects in the last 36 months you can get up to 90% LTC and 100% of the renovation budget, if you are just getting started odds are you’ll be subject to decrease leverage and your LTC will be around 80 to 75%.If it’s your first time seeking a fix to rent or fix and flip loan, you will be limited to the type and scope of work that you can ask funds for.

The thing is, this change isn't an all around win, there is the loss of being able to resume following a topic from where you left off following; instead, we now have to do additional navigation.  

After the science degree, I worked as a certified Nuclear Medicine Technologist, but all I wanted to do was teach percussion.

I just heard on public radio that the nuclear industry can no longer compete with green energy so no more nuclear plants...LOL....    

Darren some sound advice.As well as current resume, experience , team members, exit strategy, why invest in this project, skin in the game.

They said they "may resume them in 2025 when the market stabilizes".

Move in to your mother's basement and send out resumes for CEO positions. 6.