Occupancy rates are not 90%, it's seasonal, especially the mountains.

Part of it is due to a personal family issue, but part of it is due to the high prices and rates.

In an ideal world, we'd look to get both, but with today's higher interest rates and rising home values, it seems harder for deals to cash flow. 

I’ve noticed quite a few price drops in SFH in these areas in the past few weeks due to shifting market conditions.

I also have two buy-and-hold rental properties and am passionate about exploring unique financing opportunities.Recently, I used a VA loan assumption to purchase an investment property at a 3.3% interest rate, which was instantly cash flow positive. 

Combine that with rates that are near high for this century.  3 things could solve this 1) RE prices fall (that would be bad for me) 2) rents increase a lot without RE prices increasing similarly (this would be bad for tenants) 3) rates fall a lot.  

Next PA has very strict requirements for interest rates which you cannot be in double digits.

A lot (not all) of new people are so eager, but this is a bad time to be eager with high rates and low inventory across the country.

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

The purchase price is $325,000, and as part of an end-of-year incentive, DR Horton bought the interest rate down to 3.99%.