They don't get it and likely never will, so we just talk about other stuff and I'm making new friends (through BP, coincidentally) that I can talk real estate with.Linda...the psychology behind this is so powerful!

Understanding the basics law, biology, psychology, math, history ect... can make you a better investor.

I'm sure all those telling you to stay in school would change their tone if they found out you were going to have $150K in dept and a psychology degree.  

Trading for a Living : Psychology, Trading Tactics, Money Management by Alexander Elder23. 

I would be willing to pitch in with the renter (as $39 for my market is psychologically $4 more than the norm). 

However, the best example is that airlines no longer are allowed to ask for proof that a service animal is required.Plus, because the use of service animals have extended so far beyond the previous scope of assistance animals, it becomes a quagmire as you get into situations where diabetics use dogs that can detect an oncoming blood sugar crisis before a blood test; people with seizure disorders have dogs who can detect an oncoming seizure, which medical science can't outside of an MRI/CAT/EMG; and therapy animals used to calm people with emotional &/or psychological disorders.  

But since I myself have never rented, I am having difficulty getting past the psychology of everything.

I find that psychologically people tend to treat something they pay for much better than something they get for free.2.

Nature of the beast.I know this is the Investor Psychology forum, so I won't shy from getting a little psychological here, but if you feel like a failure you have to ask yourself "Why?"

This is the way standard mortgages have worked for over 30 years.There may be some psychological benefit to using a rolling LOC in helping budget your monthly inflow and outflow so as to pay off a mortgage early, but there is very little if any mathematical interest advantage unless you pay more CASH to principal faster...Again, the question, where does the cash come from?