They will be found guilty and get a suspended sentence and a paltry fine.  

That is a true statement, so no need to feel guilty.

Try to still feel guilty after volunteering for a cause you believe in or even just where there's a need.

If they become guilty of breach-of-contract then I think it likely that you are due substantial damages: certainly all costs, interest on lost funds, living expenses for you, and whatever else your clever attorney can think of.stephen-----------Originally posted by @Jake Kraft: Hey all.

:)HOWEVER, KEEP IN MIND FOLKS HE IS TALKING TO RMLOsHe's talking to small lenders, not to Ivan Investor selling his # home to an owner occupant necessarily.State Laws apply.Another issue, while a lender who fails to originate a loan in compliance may be guilty of PREDATORY lending, PREDATORY lending can still exist while following these general guidelines.

(I am guilty of this one, LOL)7.

I felt a little guilty because I have a beautiful ranch in San Diego that, frankly, I don't spend much time at.

I once saw a guy drop $1000 casino chip in a restaurant in Vegas, and instead of picking it up and putting it in my pocket (which I could have easily done with no consequences, including no guilt), I picked it up an handed it back to him.

I never said it was wrong, but I won't let anyone accuse me of what they are guilty of doing.

Heck-I too am guilty of being hungry for the real deal here.