The IRA is treated the same way as your current IRA for tax purposes, but you will have the ability to invest in assets such as real estate that are not handled by the mainstream brokerages.There are two types of self-directed IRA plans, and a lot of good info here on BP on the topic.IRA Custodians hold accounts and do the processing, but just have a different business model that supports documenting the IRA's investments into things like real property, notes, etc.  

Are there specific agencies in Minnesota that are known for working with investor agents representing themselves?

I thought I would try this before calling random agencies.

The IRS will only issue ITINs to those taxpayers who include original documentation (meaning passports, birth certificates or certified copies of these documents from the issuing agency) with their federal form W-7, Application for IRS Individual Taxpayer Identification Number.

I know a lot of local agencies offer free classes, but that requires becoming part of their agency.

You can call any real estate agency and have them refer who they use and get their contact information.

you can tell from my picture that I do not resemble the main stream  shape or skin color . 

What to be vindictive - - assign the collection to an agency :grin:

Just to get a CR from one of the primary reporting agencies, you need:DOBcurrent addressprior addressSSNThat's for  starters. 

We currently use the Theiss Agency.