Nor, did I pay any medical bills for the injury.

It is like faking an injury to park in a handicap spot.

Also, I carry 500k auto ins  bodily injury, uninsured motorist, and a 2 million dollar umbrella for the homes in my name. 

But during discoveries it was found that he was in fact already off on workman comp for that same injury but was hired off the books by a sub-contractor. 

However, since my wife is a personal injury attorney, she knows how claims can venture across multiple individuals and multiple insurances.

To add insult to injury, if you installed that equipment three or more years ago, be it a remote for a ceiling fan or a window AC unit, or whatever, the remote is custom designed to that particular model -- which they don't make anymore! 

Talk about adding insult to injury. 

Do any offer the option to add "Personal Injury" Liability. 

Add insult to injury the guy was a plumber by trade, he said he could get the meters cheap but, the total cost is upwards of 4k each, he has a 4 units all on the same meter (ouch).So, my question is, what would you do, as a landlord/investor?

Or do you put a general disclaimer on your listings (example: agreement to hold you harmless for any damages and injury as a result of renting your property).