Send me a DM or email.3) Check out my recent BP article to look at some strategies you can employ. https://www.biggerpockets.com/renewsblog/how-to-use-the-va-loan-to-build-capital-for-real-estate-investing/

This year and next year I am getting self-employment income on 1099.

I work a FT W-2 job and my husband has a self employed consulting business.

Would be a lot cheaper than hard money (5-6% interest), and you'd be able to employ the BRRRR strategy if it doesn't have prepayment penalties. 

4 plex AlabamaCash flow, tax benefit, maintenance fee, property manager fee (unless you want all 4 vacant DIY).Have realtor shoot film, video, check local unemployment stats, major employers, income, crimes etc.4 plex must be in urban not rural.

However, every bank is turning me away since I am self employed and my last two years of tax returns don't show for much because I was in college.I only need 60-65% LTV on the property to pay off this high personal loan and be able to cash flow.With the 5 year, 18%  personal loan, I am cash flowing NEGATIVE $22/mo.

@Jay HinrichsMost of the new MF construction in the Burgh these last few years has been out-of-state money chasing the elusive tech-educated Millennial who's gainfully employed but too stupid to buy a house.

You also then are considering using a HELOC for funds to employ a long term strategy.  

You need to concentrate on improving your employment income.

I have been listening to the podcast almost every day for the last few months and it's a great source of information and motivation so I wanted to share my most recent success in hopes I can meet people who can help me grow my business.My name is Peter Hanson and I am a self employed Real Estate Appraiser and Real Estate Broker in Huntington Beach, CA  I watched investors make a lot of money for many many years so I finally saved enough money to start flipping homes.