Until this property is on taxes for 12 months, Fannie will continue to use just 75% of the lease agreement to help you qualify for future purchases.  

-Scott  you can call them and fight it, and fight it on your credit report as well. 

This isn't including other expenses I know but I was planning to self manage the property and hope rates continue to go down so I could refi in the future and gain more margin in rental income.After further analysis and speaking with a friend thats a real estate agent I may want to shift my original plan and sell it.

It wil continue that way until at least after the election ;-) 

You get rid of (what sound like inherited) tenants that are a hassle - and will continue to be - their behavior never improves, fyi. 

As long as the income covers the loan payments, you can continue adding properties to your portfolio, helping you achieve your real estate investment goals faster.3.

If both of those its items look good, we'll continue.  

Theres certainty always a lag when it comes to rates and closed loans and what is getting quoted in the current day but can share from our perspective:Average Rate so far in September 2024 - 7.417%Average Rate in August 2024 (103 DSCR Loans0 - 7.773%I'd predict average rate will continue to drop and be close to 7% flat for September once the month concludes

If they pay on time, you don't have much turnover, and you don't see big capex expenses on the horizon I'd continue to hold.

Only some pockets of the beach are continuing to grow or more desirable than the majority of the market.