What are you hoping to capture?

They want to wait for the reserve requirements to burn off before doing a deal.This over-arching sentiment is simply an opportunity for those contrarian thinkers to capture great deals by embracing the current lending climate that has scared a lot of folks out of the market.

From their website:“World Financial Solutions LLC is a Mortgage Broker firm partnering with several lenders to offer diverse Loan services and we are not captured with certain credit scores and can offer standard rate at 4%.

Until demand falls off or additional supply becomes available there will continue to be upward pressure on both property prices and rent.I have been refinancing my properties that I intend to hold to capture these historically low rates. 

However, numbers are not the full story.Calculators are great for running the numbers, but they can't capture the day to day, week to week realities of either investment strategy. 

Is that what you're trying to capture under "Loan Fees."

Think of this as a BRRRR, just not YOUR BRRRR as the turnkey provider will capture most of the equity. 

A suburban home built into mountainside may not capture as many as one that has live edge wood, rustic stone bathroom tile, a wood burning stove etc. 

"looks bad" could mean various things. i wouldn't think a new roof would add anything meaningful to your arv, as it's already captured within the final listing price (i.e., people expect it to be functional and have plenty of life left when purchasing). 

With a rent-to-value ratio that far out of whack you're either going to be cash flow negative or have a terrible Return on Equity (ROE).Sell this house, capture your gains, and use a 1031 exchange to get into your next property to defer your capital gains taxes.