If you can afford the 6.1% rate for  2025i’d hold until at least April. 

Investment Info:Single-family residence buy & hold investment.

I believe anyone starting (buy and hold) should start with a multi (2+).

There is less competition now and the saying "Don't wait to buy real estate, buy real estate and wait" ALWAYS holds true!

You want to make sure your debt to income ratio is available as possible to help you acquire your next house hack and you rinse and repeat until you no longer can use that strategy. 

If you are working with a reputable company, then you buy the property, hold the property and look up 7-10 years down the road and have a home that has increased in value and a debt that has been reduced by your renter.   

-repeat the process every year by acquiring one house every year with the appropriate income qualification

Property prices are still very affordable, which makes it great for BRRRR or buy-and-hold strategies.

Are they holding the money, or are they spending it?

If you’re a California resident, the state will still expect you to pay its annual franchise tax for your LLC, even if the LLC holds properties out of state.