Since the rate is higher and adjustable you don't want to keep a balance for very long. 

If any of you have been presented with an appealing deal in a less appealing neighborhood, how did you adjust your numbers game accordingly?

Their analysts then drill down and do a deeper and more thorough analysis of each note to determine which ones will yield a risk-adjusted profit above their particular profit threshold.Say they determine that they will keep 800 notes.

In my post I talk about adjusting the comps much in the way an appraiser would.

As long as you are fine with the adjustable rate that comes with the HELOC that’s probably what I would go with.

I currently have a few SFR's and MultiFamilies and have them all on commercial loans from 5-6% interest /  20 year / adjust every 5 years. 

for purposes of determining "attractiveness" I'm assuming money shoved into ETFs makes ~6%/year (inflation adjusted) and is significantly less hassle.

I find that investors can still cash flow if they are willing to adjust their models.

Adjust as needed.Third -- are  the two vents in the same line, and immediately after each other?

@Derek Blades definitely!