The seller/optionor can easily verify monthly online that you've made the payment.

Historically San Diego RE ROI has been much higher than those better cash flow locales (verifiable fact).  

I'd verify that they bill late fees to tenants up to the date the money is deposited to your trust account with them - it will make them more disciplined, too.

There's too much identity theives out there to expose even one digit.I wonder if they'll last 10 years on that home. 10M is nothing to these guys, and no luxury cars?

. :)But get a second opinion anyways, overlays mean that not everyone calculates self employment income identically. 

If only you have been reporting the property then it's a little murkier and you'll want to verify with your accountant the direction they would want to go.  

Just verifying.2.

I am looking to use my money to be a lender to an investor/real estate agent whom has a project to be started.I just received the contract and it seems pretty straight forward, but i want to make sure and double check...

BTW, servicers have always been required to verify loan conditions including ownership, but the above link to the Servicing Guide Bulletin was just published on August 16, 2017 (two weeks ago) so don't bellyache if your loan is called;) 

They need moderate work and I'm looking for some verified subs or a gc.