There's a lot of really great property manager / landlord specific accounting platforms that will do a WAY better job for you, and also make your tenants a lot happier with cool stuff like a tenant portal, ach payments, etc.. p.s.

The big boys will muscle you out with their big marketing 2.

Lifting heavier weights is harder, but it is the only way to make your muscles stronger. 

I guess it's a good sales tactic but it comes with a few obvious downsides when it comes to knowing your options. 2) Apparently they distribute their ACH/Checks by some sort of name order.

I also use ACH, zelle, PayPal, venmoe and cash app.

We are set up to do ACH deposits and tenants can pay a fee and use a credit card as well.

There is no savings...UNLESS...you pay them an extra fee to facilitate the administrative process surrounding bi-monthly payments AND you sign up for ACH debit from your bank account.I've found greater success with just paying extra every month.

This can be 11 head aches if not evaluated carefully.

The benefit to a short sale is it stays on the credit for less time than a foreclosure or a bankruptcy.The student loans and IRS taxes are generally 2 items you cannot get wiped out in a chapter 7 bankruptcy.From what you have described it sounds like depending on how much debt you are carrying a ch 7 would be best to wipe out everything and then pay off the student debt over time to get debt free.Promissory notes are a constant reminder of a deal gone bad and you get no emotional closure to move on with your life.As far as the taxes go there is an insolvency form that at the time the debt was forgiven you liabilities exceeded your assets therefore you owe no taxes on the forgiven debt.Publication 4681 form 982No legal advice

This is after a Ch. 13 bankruptcy, but the owner is still recorded with the county and the bank has not foreclosed.