If the project has merit, you should be able to get a bank to offer a construction to perm loan.

However when multiple long standing tax professionals are kind enough to provide their professional opinions, trying to swap someone otherwise based on the merits of your "not an expert" experience isn't helpful to the OP it just leaves them in a fog of mixed information. 

This is really not a "deal analysis" post and probably in wrong section.It's a research problem in the earliest stage of development.First, determine IF this property has merit to pursue.

I never spoke to Victoria in any way that would merit this sort of behavior. 

We are navigating crazy times in the economy - going from a juiced up excess liquidity environment aided by central banks, to one that should stand on its own merit.

I've been researching this topic quite a bit lately, and will be doing something similar - although, I recommend anyone reading this do a bit more research on the merits of WY & NV.

For the most part, commercial loans are not "off the shelf programs" and each loan is based on its own merits (case-by-case).Due to the fact most large commercial lenders will not do loans less than $1,000,000 (but there are many commercial loans less than this amount), the lenders that will do loans of this smaller size, tend to do so under a set of guidelines that do in fact allow them to quote rates and terms quite accurately.

It seems like the guts merit a good investment but the jury is out yet on faucets and flooring and doors. 

As HOA fees cover some parts of the townhomes, I would like to get your insight/experience on it.Thanks,Sohel Evaluate each property on it's own merits and financials. 

Before adjusting rents, really dig into whether a rent raise is merited by your rental market.