I'm just very pleased because they offer plans that are very specific to landlord needs, do not provide excessive coverage options, and are very competitively priced.Hope this helps!

There are lenders who have appetites for what you're doing and they understand that you can't carry the debt.  

I use HomeAway/VRBO and they have brought me many of my longer stay clients, but IMHO their fees are excessive and they have no clear direction.

Make sure you pay off debt that doesn't generate income in excess of it's payments (car loans, credit cards, etc.).

I know a local investor here in town who owns lots of property in the neighborhood, so I reached out to him to see if he had any appetite for some new properties.

I think I can either make a decision to either invest in a different state and utilize the 1031 exchange, or use my FHA, live in the property, and sell and take the excess cash to use as I please.

Note as well, NFIP flood insurance only provides up to $250k in dwelling coverage which may or may not be enough to adequately cover your home--you can also pursue a private carrier which can get you excess coverage over the underlying NFIP 250k max.  

I am looking way to invest some excess cash and to hopefully turn into some steady supplemental income.

Having excessive positive cash flows and putting some of that into your pocket is considered to be good debt.  

I have the memorandums to go off of for those but they are like 100 pages, I like the material and the documentation but seems excessive.