. $5k granite counter tops don't command a $5k higher price vs. similar home).

If a property has market rents, it will command a better price.. but then again, if the rents fall (and they have fallen in the past couple of years), you may be left paying a very large mortgage. 

To those who are active investors in Pittsburgh PA, and surrounding areas, I would love to learn what areas, sub markets, zip codes you are investing in for multi-unit properties.What areas are in high demand and command higher rental rates outside of the obvious down town etc?

In good Bigger Pockets faith, we are strictly adhering to one of @Brandon Turner’s most sacred commandments: thou shall not purchase an income property with a monthly rental income to acquisition price ratio of less than 1%.Loved @Brie Schmidt in podcast show 78!

I know it costs, but they'll get you the min tax.However, usually you can deduct the costs of acquisition (like comm and taxes and closing) toward basis and I think current income.

There are few streets to the left and to the right that are out of the Hot Zone, but still command high rents because of the proximity to Argenta.

@Giovanny Garcia Look up, The Soldier for Life — Transition Assistance Program (SFL-TAP) is a centrally funded commanders program.

Also, because the seller is financing the sale, the property may command a higher sale price.Lower Closing CostsClosing costs are indeed lower for a seller-financed sale.

You could try an alternative rental strategy to command above average rent, such as renting by the room (can usually get more total rent but turnover may be higher and it will be more management intensive), using it as a short term rental (if allowable, check local laws), or a medium-term rental such as a corporate rental or through a program that places traveling nurses for 30-60 days and allows you to charge a premium.

Either way the lender probably views the ADU as risk and priced the value accordingly even though you know the market value would command more.