Start with BiggerPockets Ultimate Beginners Guide (free).

of course you have to handle the inquiries… but it’s pretty easy… we’ve done it multiple times.Your 6% appreciation approximation is less than the 7% average return the stock market  does long term - and lately it has been blowing that figure away - though as they say - past performance doesn’t equal future performance. 

The higher the stakes (as in value, timeline or risk) the stronger lender profile and performance will be required. 

Look for feedback on their service quality, property management, and overall investment performance.

In the end, I likely lost a good chunk of time and money by choosing price over performance.

I believe IB is likely to out perform the San Diego general market.  

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

But again, you shouldn't be locking up properties without knowing if you can perform on them.

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Since I am a beginner, do I not venture into STR just yet?