I hate to say this because i am totally against it, but you can borrow from friends and business associates, try and find aomeone who can contribute not only funds, but also strategy (since you're new).It's great to have lofty goals, just remember you need to find a way to pave the road to your end goals. 

I have a close friend who successfully flipped a self-storage facility, making nearly a million on one project, solely through direct mail.

Those vacation towns are STR friendly, but Michael is right, a lot of urban areas don't allow STRs in CA.

Hey Friends,As a Christian I am curious how other believers go about tithing on their income.

Would you stick with the bank  (have kept the communication going with my contact on what i'm working on, high level is 25% in, 9% rate amoritzed 15 currently but I think they would do 20 and also includes construction phase but not sure yet on when it would switch to p&i) and go that route or would bringing in a cash partner (friend/family, have multiple people interested) be something to consider?

The majority of the users are doing lease options, just options.  

Your friends and family know you on a personal level and question your capabilities. 

He is a friend and willing to be flexible for a creative solution as he just needs some of the cash for a down payment. 

Currently I have reached out to one personal friend who is a real estate agent.

And I have a friend that is informing me of the next meetup he goes to so I will try my best to meet others and gather what I can learn from their experience.To answer your first question its a residential portfolio of single family, duplexes, a few triplexes and two quads.