I don't do much "creative" financing cause time is wasted dealing through gatekeepers/agents, I do my creativity usually by buying deep or making a market for someone needy.

In all seriousness, as many mentioned here, wholesalers are trying to make their cut and sell you the product.

If you go in knowing that and go in to learn, you won't have wasted $147 because you will meet a lot of other people looking for the same.

If you are planning on living in the house, 5% down is the lowest you can go.I would also encourage you to start tracking how you spend your money and see if you can cut spending to save more money or find ways to increase your income.

Quote from @Damein White: I’m thinking should i add mini split to my properties but will it increase my home value  No, waste of time and money. 

Thank you ALL courses are a total WASTE OF M0NEY!!

1. under cut your comp to get the first 10 reviews.2. leave 1 thing personal for the guests: Notes works the best/ cheapest. 3. keyless code entry4.

I was going to try and do a more specific list, but my town only has a population of about 65,000, so by the time I cut out owner occupants and a handful of other groups my list was only 500-600.

You will cut your cost of living down, and build equity at the same time. 

The Intuit rep indicated that we would be cut off if we let our annual subscription lapse.