It sustained water damage from a broken pipe in the kitchen last winter.

I market my legal and gov't targets offline and tell then how refer clients and others online, in a very specific manner. 

Not about you getting nailed but using the mail in that manner can be an issue for the sender. 

Give notice of entry to do repairs in the manner allowed for by lease and state laws.

I don't think they would handle the sustained low temps we have here.

If he's acting in an unethical manner that's contrary to what Fannie Mae expects, they'll want to hear about it.

Quick question, I work with a group that converts hotel properties to green energy and fully self sustaining properties.

With real estate recovering will you be able to sustain rent prices where they are? 

You do have unsophisticated borrowers attempting to conduct a business enterprise, the degree of scrutiny is much less with commercial but, basic theories, such as knowledge of the parties, prudent actions of an informed seller or buyer, acting in a predatory manner still apply.

Unlike depositories, if money is lost in some manner, it is money that belongs to ownership in the first place.