If they would just make some effort to contact us, we can work with them to lower payments, lower adjustable rate loans that spiked, drop some interest, penalties, and principal if they are deeply under water.

Attic insulation will be R-72 throughout thanks to 20" raised heel trusses.  

Augustine, FL is head over heels for weekly summer rentals only and using VRBO.

., dressed myself up in Polyester slacks and silk blouses, panty house (that were required), and high heeled shoes.

I see these real estate price spikes occasionally and they historically are not sustainable.

https://www.realtor.com/realestateandhomes-detail/5536-Hilton-St_Oakland_CA_94605_M21724-22539But notice the iron gate with the pointy spikes on top... the bars on the windows... not a good initial sign.

I know A & B are the complainers and C & D are the potheads, but I can't remember which of the potheads makes the spiked brownies?

I will indubitably have more hiccups to deal with in the future as my hand reaches for more, but at least I know I'll dig my heels in and fight whenever the time comes.

This isn't a coincidence as that is the exact same time that the national debt began to spike upwards.  30Yr interest rates:  https://fred.stlouisfed.org/se...US Debt to GDP ratio:  https://fred.stlouisfed.org/se...The entire financial system is interconnected, stocks, bonds, interest rates, whatever. 

A nice thing about going to anywhere in AA county compared to Baltimote city or county is you can transfer the water bill hence limiting your potential charge for unreimbursed utilities to a quarter before shutoff vs the city where it can spike.