The strategies you mentioned above seem to be more advanced strategies, but if that is what you enjoy, learn as much as you can and get into it.With minimal income, I would suggest saving up some money, buying a new primary residence that you can house hack, and keeping your current property as a rental.

The sad truth is most in the BP community believe the horrible deal with favorable seller financing where zero out of pocket is required is a better real estate play than the great deal that requires traditional financing.

Bankers are not allowed to charge points on traditional loans so you save money in closing costs and end up with a lower rate.

Planning to purchase in Phx,Az and surrounding areas, my equifax score is 700, experian 645,no debt whatsoever, have 1099 for 2022 and 2023 (required 2yrs), on my 1099s it says i make 135k per year, do not have tax returns (yea, yea), im planning to first start with my bank wells fargo.This would be my first home and at 1st plan to live in it, possible house hack, going for a -$300k loan. should i go traditional, fha , i plan to be on a fixed rate so I dont get surprises later on.In my situation, what down payment amount do you think will be needed .

I accumulated about 50k in bills/expenses on cards during that time  and another 50k doing renovation on both rental property and my primary residence.

You will probably lose a month of rent if you choose a Section 8 tenant ready to move in now versus a traditional tenant ready to move in now.

I live in Atlanta and am about to sell my primary and move to the mountains of north GA or WNC and either get another rental there or a second in Sevierville.

I also HELOC'd my primary resident and then took out personal loans to fund the improvements.

My primary motivator is to learn more about the industry and develop some professional connections.If more context is required, I'm happy to share more.Edit: Grammar & additional context.

The primary goal is to identify all property-related costs that can be depreciated over five, seven and 15 years.