* Current outstanding loan amount?

They work nationwide. 

I buy HVAC direct through from a nationwide supplier.

Renee, your lease should state that payments are applied first to outstanding late fees and repair invoices. 

Outstanding,  make offers, learn and build your cash buyers list.

And a 600+ list of nation-wide investors.Heck, it might work.

Your increase in outstanding debt and the type of loans you have in place will affect your score as well. 

(you decide this figure...I usually ask for 4x) times the stated rent and show no negative credit reports and co-signer must be US Citizen or legal resident.Will you deny rental if any of these are on the applicants credit/rental history:---past due rent or an outstanding balance ---prior/current landlord gives a negative reference or refuses to give a reference ---Three (3) or more 72-hour notices within a period of one year ---Three (3) or more NSF checks within a period of one year.

I do have a lot of connections via my company, but we are a nationwide+Canada company, so it isn't like there is a huge lot of Realtor's in my area that I can just meet up with and go over all of this. 

FMV: $215k, Outstanding Debt: $150k.