This clock is ticking Novermber is the last chance that I could save tax on capital gainsAny experts here, please share your thoughts on this situation.Assuming you want to stay in the game, what are your long term goals? 

I am new to the game and just looking for a good spreadsheet to analyze deals, single family homes specific.

It is too close, I doubt you will get the bank to do anything this late in the game.

Decide which game you want to play.

For example, we could be at 13% and 3 points on something like that assuming the GC also has some skin in the game on the down payment.

It’s definitely not a get rich quick game, very much a long term game.

You need a hard money guy who knows you as they will say you have no skin in the game. 

The name of the game is to get the max amount of appreciation, on the most assets possible.  

Decide which game you want to play.

Research and experience show that only people with skin in the game actually play the game.