But once that level is reached, in my mind, equity growth and an increase in net worth should be the goal.I’ll share a recent acquisition to illustrate the point.

They are trickling back but this illustrates that many hard money lenders are not, “… always there and very liquid.”

Using a DTI Ratio of 45%, a married couple would have an extra $900/mo (45% of $2,000/mo) to allocated to their housing expenses, allowing them to more than double their pre-approval amount in some cases.Without UBI: Max Purchase Price = $117k at $800/moWith UBI: Max Purchase Price = $250k at $1,710/mo (+$900/mo to take new DTI to 45%)(Note: I'm not a lender, and surely there is more to this calculation than I am sharing here, this is merely just meant for illustrative purposes)Further, the extra money would allow many people who already have the income and credit but no down payment to suddenly be able to save up for the down payment, creating additional buyers at the lower price ranges.But without increasing the supply of available homes, the base floor price for housing would certainly be raised.

Most of what he has are repackaged versions of tried and true "Wealth Building 101" lesson illustrated with cute fictional anecdotes and stories.  

For illustration purposes this was the transaction.

To illustrate that, consider that Silicon Valley has a larger population than the Denver Metro area, yet had <20% the SF housing starts in the last year, with only mildly lower population growth (~0.5% difference).So what will prop up the high prices people are paying now once all those new constructions hit the market?  

Are you trying to imply that someone buying from you the $535,000 condo in your illustration above would have long term results similar to yours?

However, as clearly illustrated by this prospective tenant, they're obviously people that aren't capable of drawing this line so clearly.

To illustrate, let's say a property would qualify for 75% of all gross revenue (collections) above a base amount - which could be expressed in a per machine per day amount like $1.20 per machine per day. 

If I ran apples to apples illustrations and laid them side-by-side, there would only be very slight, company-specific differences.