That way you avoid using a lender and do not have to pay lender or loan officer points.  

.#2 Keep an eye on interest rates based on what the loan officers proposes. 

While it’s a helpful quick filter, the bigger picture—appreciation, tax benefits, loan paydown, and compounding growth—often tells a much better story over 5-10 years.The key is balancing cash flow and long-term gains.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

However, understanding their requirements—such as down payment percentages, reserve requirements, and loan-to-value ratios—is key to getting approved.One of the biggest advantages of working with portfolio lenders is their ability to fund deals that traditional banks might pass on.

Hey Trent - Have you looked into DSCR loans?

Loan Origination Fee 7. 

Some old school sellers, like many in here have said, don't even want to waste time waiting for a mortgage and buyers who traditionally get cold feet right after inspection with a big loan.

In my experience, you are thinking through this correctly.I've heard lawyers say, if the loan is in your name (which it has to be for conventional) and the deed is in the LLC, you aren't treating the business as an independent entity and in a severe lawsuit, the corporate veil is pierced and the LLC can be thrown out.I agree that one of the best defenses is to run your properties well. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan.