Far more of those kind of posts in those groups seem to be from Georgia mountain owners. 

Get a good idea on what kind of property you can afford and understanding what that cost of capital will be.4) On the investment side most lenders can lend nearly nationwide!

What kinds of lines of credit?

In an ideal situation, this kind of deal can benefit all the parties involved, especially if it's a highly desirable property; The seller gets some privacy, the agent makes a few calls, and the buyer has less competition.

Possible, but that's kind of rare here. 

Zoinks...it takes all kinds.

I have a really good friend that works in commercial quake insurance, and it's been pretty educational the last 5 or so years to kind of get peak behind the curtain from his perspective. 

That kind of thing would only apply to capital elements of the house. 

Granted the ordinance was enacted and repealed in the past 60 days, we're all just kind of waiting for the new ordinance that continues to place financial responsibility for repairing infrastructure on homeowners.  

This will probably mean at least 1k or more out of your pocket every month and if some kind of emergency happens, you will be in a really tough spot.