They forged documents, have the assessor for king county as one of their CEOs (my property was in Clark county WA but my property title was changed in King county WA where he WAS the assessor) hsbc had to pay me and countless others for bad foreclosure practices and that caused them to go bankrupt and my loan was floating and I essentially owned home free and clear due to terms of the contract stating that if loan was to be sold that hsbc my husband and I and the new proposed lender had to all meet in person and sign new paperwork permitting the transfer of the loan which never happened.

I promise not to take it personally)They don't appear to pre-fund to their borrowers - which essentially means that a.) they don't have skin in the game, and b.) the lenders/investors don't begin accruing interest right awayThey don't appear set-up investors up with a 'Bankruptcy-Remote' legal structure which protects investors in the event that PeerStreet goes bankrupt.

Matter of fact, one of them went totally bankrupt and still has not recovered from it.

What most highly leveraged investors forget to tell you is that they’re not calculating for risk which means if you have very little equity in your rental properties snd the market tanks and you have vacancies you’re going to foreclose or go bankrupt.

The property was in the New York area, the investor was all but bankrupt at the time to boot so he couldn't really buy it anyway, but still he obsessed and everyone bet against him after finally giving up on trying to stop him.That investor was Donald Trump, and that deal, the impossible sure looser deal, is what brought him from the ashes, wrote books, made him famous, and launched the multi billion brand Trump.I would say the most dangerous thing in this world is a psychic pessimist; once computers in the home was impossible and now we carry them in our pockets, history is made by those who do the impossible, even in real estate. 

If that were someone's speciality they'd go bankrupt as their is not enough of the asset class to support a career in specializing in it.

Here is the link of a recent wholesaler turn bad while starting out http://www.biggerpockets.com/forums/12/topics/380162-went-bankrupt-trying-to-wholesale-heres-my-sage-advice

Many people in 2006 got over leveraged and when the economy and housing market got in trouble they got into financial trouble and got their homes foreclosed on, went bankrupt, etc.

Are they in fact bankrupt?

This should boost your credit score way high because again, you are competing with others who have gone bankrupt.