The person you spoke with may be referencing earnest money deposit (buyer showing the seller they have skin in the game; this can be refundable or non refundable).Some lenders require an application fee (junk fee) and those lenders typically are more expensive to begin with.

My policy is that the approved applicant has 24 hours to pay the deposit in full and with certified funds.

The lender is not required to include this contingent liability as part of the borrower’s recurring monthly debt obligations provided the lender obtains a copy of the applicable loan instrument that shows the borrower’s financial asset as collateral for the loan.

If not, which permits are applicable to the moving of the mobile home and reconnecting the utility infrastructure?

Transitioning to a new GC can also complicate the process as whomever takes over will likley not provide any warranties if applicable and you should expect to be charged a signficiant mark up.

All commercial loans will now have new covenants if borrowers do not provide timely personal financial statements, personal tax returns, business tax returns, rent rolls (if applicable) timely.Personal financial statements and rent rolls (if applicable) are due within 60 days of the expiration date of the personal financial statement.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

If you're charging an application fee, expect to get pushback from tenants if you change the terms after they pay it.

I have a squatter so, I'm going through it right now how long did it take after you put in application for writ for it to get sign or have you not gotten it sign?

Can they send you something in WRITING explaining HOW they will advertise your property, screen applicants and handle maintenance?