Scaling with Business Lines of CreditAs your business credit grows, you’ll qualify for larger funding opportunities such as:Business Lines of Credit (LOCs): Flexible borrowing for down payments, renovations, or operational expenses.Unsecured Business Loans: Access up to $250K or more without tying up personal assets.These financing tools allow you to scale faster while keeping personal credit utilization low.5.

Then I’d pay those loans off within a year with my cashflow.

Quote from @Gary Bonds: Any best practices when attempting to secure business funding from a bank, in the form of a loan or credit?

Then a Civil Engineer, an Appraiser to determine what having a four unit would be worth, then a loan using the evaluation.

@Brett Riemensnider You can claim expenses related to your rental property, even with a homestead loan, by allocating costs based on the 75% rental usage.

Do you have a loan lined up? 

That being said, it's very difficult to get rents to even cover PITI payments at 80% loan-to-value in Utah these days. 

If you are going to get a conventional loan, you must buy the property in your name.

Also you can call your local Escrow  officer and ask who she/he see's doing private loans in your market.. 

But you could maybe assume the loan and get a secondary loan for the rest.