Nothing has changed for now.2024 update: We recommend eFiling for everyone, however starting this year eFiling is mandatory if you file more than 10 forms.2023 update: The IRS (finally!)

If you're eligible, a VA loan is your best choice since it requires $0 down, no PMI, and allows multi-family properties.

Hey @Amit Garg happy to help out with this as I'm pretty familiar with the various programs in Canada, as I've built quite a network over the past 10 years with investors across Canada and hear a lot of things.I think it would be best to jump on a call and talk about it.Without knowing more about you and your goals, it's hard to give a recommendation.

Or what courses do you recommend?

- Are there other lenders you’d recommend for refinancing rental properties that might have a smoother process or better terms?

I do not recommend someone who has never owned real estate to do a fix and flip as real estate is challenging and cost prohibitive, I recommend if never owning real estate to start with an asset that does not need major repairs. 

A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant specializing in real estate taxation, business taxation, financial planning and tax planning.Consider working with your accountant remotely to expand your options.I would also recommend looking for an accountant willing to work with you throughout the year.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

If you're open to expanding your search some time in the future, I would recommend checking the Columbus OH market.

Low Down Payment OptionsGerman lenders often offer financing programs requiring only 5-10% down payments, particularly for primary residences.Strong financial regulations in Germany support these low down payment options.3.