You sign a drawn out contract that gives the warranty company a long lists of outs and exclusions.

Landlords in illinois for sfh rentals don't provide snow removal or lawn cutting so thats not an issue.   

This policy will provide additional coverage above what your existing policy covers.

Not only does this provide you a reason to non-renew, but if it gets worse you have a paper trail. 

I own my own house and I own some land out of state, so I have assets I want protected.I have quotes and will be purchasing an insurance policy that provides 1 million in landlord liability and I can also purchase an additional 1 million in an umbrella policy.My question is, is it even possible, or has anyone heard of a landlord getting sued and losing over $2 million on a simple duplex?

You should also be aware to make sure what was provided does or does not meet industry standards.

That will require a rough and final inspection. 2) When installing drywall you will need a nail/screw pattern inspection. 3) You will need to provide 'conditioned air' to these rooms..how are you going to do this and that will require inspection.Will you have to increase the size of the electrical panel?

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