1) don’t forget, in LA you will have a VERY hard time raising rents more than 9% per year.

This was the very first time they had rented it; brand new landlords.

Thank you again for taking the time!  

Documents off Google never work, as I tried...too many times.

Unless you plan to sell one of these in the next 5 years, you'll probably get a better deal if you try to refi both of them at the same time.

Without too much detail I had to quit my W2 job 2 years ago to care for my disabled son and my wife is still working.

Lastly, always keep your job and build your employment foundation because that keeps you income relevant and lendable.Hey thanks for your reply!

So knowing your numbers before looking at properties is huge or bring your contractor with you when you look at properties so as to not waste any time!

@Eric Jones - Amazing job being patient, I'd have given up after 3 tries.  

Figured there would be a few data points left out of the equation' that I would need to circle back with :) .There are additional units not rented at this time which could be rented to increase the income.