You will be sued personally and everything in your personal name is unprotected.

Personal Reflection:• We’re excited to start this journey but realize we have a lot to learn.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Personally, I would just deny them.

Quote from @Kenzer Hodgson: Quote from @Trent Reeve: personally, i think a dynamic pricing tool will pay for itself (should be around $20/month). it will help with far out/near time pricing, minimum stays, etc. 

Easy to make updates and reprint to put in nice 3 ring binder.Many people are not logged into Vrbo besides person making reservation and appreciate being able to easy get information.

I personally wouldn't invest in a property that doesn't cash flow.What is your financing strategy? 

The only issue we have run into is the prices and bidding wars.Every single home we have looked at for personal use or an investment seems to have 5+ offers and go MUCH over asking.We are currently looking at Bay Park / Clairemont / Carlsbad / Oceanside. 

Based on my experience, you're right that many lenders allow the use of a second home mortgage for properties intended for personal use, provided you meet certain conditions.

Since you're new to real estate (according to the title), you really don't have anything to base it on other than your own personal experiences staying elsewhere.