Also moving to jersey my NYC income should increase 200-300/m I assume due to no more city tax.

I prefer to see someone spending no more than 25% (4X) of their gross income on housing, but the right kind of people can make 3X work.

I would offer no more than $18K.

John, I've partnered with attorneys, their time in making cotton candy at a state fair booth is no more valuable than the other guy doing the same thing.

Put in vinyl flooring that looks like wood, that's no more expensive than carpet, which has some give to it, or put in standard home carpeting.

I know in Indiana they have a law that goes something like no more than 8 women who are unrelated are allowed to live in the same house.

It's likely based on what you said that you aren't giving them the highest possible price if they shop around, so you would need to focus on how working with you would provide a rapid closing (no more monthly payments) and no 6% to a realtor, etc.Also, you may want to take a look at what these homes are selling for to the guy who "over-paid."

There is no more note at that point either, the title to the property or the proceeds from the sale are the Mortgagee's consideration.

Possibly finding a mentor, but most importantly, no more dry feet due to analysis paralysis!

I figured it was just cause it was new so I took it outside and put the batteries back in, no more beeping.