I would advise her on investing into a mutual fund that could earn 8-10% annually on her $100K, but otherwise, she can just use it as needed from checking account.

I agree it seems like an uphill battle to get someone to agree to it, but I'm hopeful that once the right owner sees the mutual benefit, we could make it work with multiple properties.

Which is fine, that's 100% a viable strategy, but I've never heard an agent say to me "oh our mutual client is writing a bold offer" to describe what you're doing, instead they say "oh our mutual client is writing a weak offer."

Is it beneficial for us both to start an LLC or should we just have the mortgage in both of our names?

Together we have around 500K worth 401K invested in target date based mutual funds.Thanks

I am going to get into flipping houses in the Morgantown WV area in hopes to build capital and get into more passive multi family rentals.I have since came to a realization that with what I would like to do, it would be very beneficial to just go ahead and get my real estate agent license.

@Jessica Freese , Lucky you, this actually can be very beneficial for your taxes.1) If you husband makes less than roughly 100k,  the loss from rental can offset 25k of husbands' W-2 Income.2) Even if he makes more than 100k, Since you dont have a W-2 Job, with careful planning, you can qualify for RE professional status, that will help you use the entire loss from rentals against husbands' W-2 Income 3) You can convert some of your personal expenses into business expenses with the home office deductions, transportation expense ( mileage, depreciating computers, furniture, and other assets used for the rentals, and few more. 4) You can hire your kids and funnel money within the house if planned carefully. 

- Requiring a rate greater than a blended mix of 10yr mutual/index fund return averages?

;)  Happy to be a contributing member of the community and looking forward to making mutually beneficial connections here!

The forums, the ability to follow others, and other features would really be beneficial to what I have in mind.