All my loans are with one medium sized regional bank.

I have been renting for a while now and I would like to buy a townhouse or a medium sized home.

It is a judgment call IMO as to which scenario is better, but it is always a good policy to diversify your investments...place lots of small to medium bets a number of places...including securities.

RBS hopes to leverage its employee’s familiarity with Facebook in a secure, closed medium.

I'm submitting an offer today in South Jersey and ...my scope of work is a bit different than yours but I'm budgeting 50k for renovations. 3 bed 1.5 bath rancherNew RoofFull mold remediation in one bedroomFull basement demoAdd 4th bedroom and full bath to basementFinish rest of basement, including can lightingRefinish hardwood floors on main levelNew carpet in bedrooms.New KitchenNew AppliancesFull renovation of full bath Replace a few windowsReplace several interior doorsClean pool Basic landscapingRemove old shed and add a new one.If I am able to go under contract I will need to bring contractors through the house to validate all of my pricing during my inspection period, but I built my cost models by reading J Scott's book and then spending a few hours at Lowe's and Home Depot researching material prices at the low, medium, and high end. 

We have allowed small to medium sized dogs before with a monthly pet fee, but no cats.

Ava, another factor you might want to consider is how you think the Philippines Peso is going to move against the US dollar in the short, medium and longer term.

I like that as a happy medium. but I simply cannot fault anyone who feels better with a paid off home. 

These costs would be charged against the house before profit split.Option #3 is how it is usually done with 'traditional' real estate private equity funds where you can easily arm's length property management fees since there are obvious standard rates when you only own a few assets, etc.Does anyone have any experience with how to allocate and split these operational costs in a medium sized flip fund ($30-50M of equity)?

I wanted to get some feedback on what seasoned investors would do given the below mentioned projections offered in a 65-unit syndication:65 units recently remodeled/upgraded insides built in 1992 – 2000 (Class C)Tertiary Market 3min from a medium size university (~11,000 students)New roofs, New siding, New parking lots, Some new HVACs 4% Vacancy Rate due to units finishing remodelingListed Cap Rate 8%Value Add: Rents are 20 – 25% below marketProjected returns:Exit Strategy no more than 5 years65/35 Equity Split8% Preferred Return17 – 18% Annual Average Return15 – 16% Internal Rate of Return10.9% Average Cash on Cash Return87% Overall Return on Investment