Wife does not EARN enough income (working for a non profit group) to be able to afford large loan payments.

>8) Purchasing a property with an existing ADU can be cheaper than building one from scratch, but this isn’t always the case.Maybe not always, but in a very large percent of the cases purchasing existing ADU will have lower cost.  

My personal thought on an LLC is that if you actually need the extra protection that's given by registering in a super business friendly state, you usually have someone in your ear already telling you as you grow to a large enough size for it to matter.

also just looked up this company, does show one of the larges hard money lenders but also alot of law suits in years (2010-2012)

We sell large quantities of Repurposed Carpet tile shipped Nationwide.

A large corporation bought 50 units next to my rental and released them all at the same time.3. 

My house I bought in September had a nice basement entrance and large long living room that shared a wall with the mechanical room.

The problem to the solutions of having a window AC or portable on standby is that if your portfolio is large you will have to have $10s of thousands of dollars of ACs for "just in case" moments.

Every state has a unique set of laws and regulations regarding the foreclosure process, so your ability to succeed will depend largely on where you're operating.Also, all three of these require advanced skills and background, so I wouldn't necessarily start here.That said, if you do then be sure to get top-notch training and complete deal documentation from folks who have seen at least one full real estate cycle.Rather than specializing so soon in your real estate career, I would instead recommend just getting in front of as many real estate owners with problems.Just getting really good at talking (and listening!) 

Once you have that letter you can use an LLC formation document template to create the LLC and register it with the corporations division of your state or jurisdiction.