The technologies, and innovations w/I those context have changed the world.  

My fiancé and I purchased a 1BR condo in Nov. 2017 and another in May 2018.

Steve Jobs was a prodigy and probably one of the greatest motivators/innovators of our time.

Briefly, bought a house $500 down, 70k, owner financed,(Nov. '09) ended up gutting most of it, not planned, lived through dirt, dust, construction, family feuds, more feuds, aggressively paid down mortgage, re-fied - pulled out 40k in Nov.

The flat overhead costs of compliance are too great for a small firm, or for an innovator that wants to start a small mortgage firm & grow.

Hopes in NOV.

If you bought in Nov 15 and then sold Feb 16.

The Bay stays the hotbed of tech innovation and may see even further growth.

This probably isn't all that innovative, but has anyone used this loan for investment properties?

Your Excel entry example makes perfect sense to me as an outsourcing option.I think we should outsource the time consuming intellectual / electronic / virtual work and free ourselves up to innovate, create, and do what we're good at or love to do.I think we should insource premier talent, R&D, manufacturing, farming.... things that require serious talent and/or serious shipping costs, or relate to national security and well-being (energy, farming)If we cultivate a reputation as a source of innovation, top-notch talent at top-notch salaries, and high quality manufactured products that we stand behind - I think the U.S. can remain strong into the forseeable future.If we continue to not look beyond the bottom line in business - we're doomed - we can't hope to compete with China, India, Brazil...